We pick the best card for every purchase. You just swipe. All your rewards and statements, in one place.
Add all your existing cards — Visa, Mastercard, Amex, whatever you have. Plus get your free Smart Card instantly.
At checkout — online or in store — we instantly know which of your cards earns the most — and tell you before you pay.
Every transaction, every card, every reward — in one app. Download one consolidated statement at the end of the month.
Most people leave hundreds of dollars in unclaimed rewards every year. Not anymore.
Real-time suggestions at checkout. We analyze your cards' reward structures and tell you exactly which one to use at every merchant category.
One PDF. All your cards. Every month. No more logging into five different bank apps to piece together where your money went.
A Visa card that fills the gaps. When none of your existing cards are optimal, your Smart Card steps in to earn the best available rate.
See exactly how much cashback you've earned across all your cards. Track trends, spot opportunities, and maximize every dollar spent.
Freeze, unfreeze, set spending limits — all from the app. Full control over your Smart Card at any time.
Get notified the moment a transaction happens. Know instantly when you earn cashback or if something looks suspicious.
Stop logging into multiple bank accounts to download statements. Universal SmartCard pulls everything together — every card, every transaction — into one clean monthly report.
Issued instantly. Use it for online purchases right away. Full card number, CVV, and expiry — ready to use at any online checkout.
Available instantlyA real Visa card shipped to your home. Use it anywhere Visa is accepted — stores, restaurants, gas stations, ATMs.
Ships in 5-7 daysCreate your account in 30 seconds. Free forever.
Already have an account? Sign in · iOS app launching soon